Lending Specialist 1
Company: Farmers and Merchants Bank of Long Beach
Location: Fullerton
Posted on: January 9, 2021
|
|
Job Description:
Job SummaryThe Lending Specialist 1 provides prompt quality
customer service along with support to other branch lending
personnel. Performs a wide range of services related to loan
processing, documentation and loan portfolio management, which
include but not limited to the preparation and review of loan
documents; facilitation of loan documents signing; maintaining
branch loan files; perfection of loan collateral; release of loan
collateral at payoff; loan servicing/maintenance; and resolving
complex customer concerns. In addition, the Lending Specialist 1
will solicit new accounts, cross-sell products and services, and
participates in branch business development plans.Essential Duties*
Verify and examine information, accuracy of loan application and
supporting documentation* Review and scrutinize
organizational/entity documentation for safety & soundness and CIP
(Customer Identification Program) & CDD (Customer Due Diligence)
compliance.* Initiate the ordering of appraisal reports, credit
reports, UCC searches, and other reports required for loan
processing and underwriting* Prepare various worksheets required
for approval; order loan documents and identify exceptions
accordingly* Review of loan documents for accuracy* Facilitate
document signing process and address customer questions and
concerns* Maintain Notary Commission & perform Notary Public duties
for the Bank* Compile documents required for loan closings, i.e.
title reports, evidence of insurance, and other related documents*
Maintain file organization including scanning of documents in
accordance with established guidelines* Perform basic loan
servicing functions, i.e. maintain branch tickler system,
processing payoffs & reconveyances* Assist loan officers with loan
portfolio management, i.e. reviewing upcoming maturities, annual
financial reporting requirements follow up* Maintain open
communication with various support departments to reach desired
results* Ensure compliance with federal & state, internal
regulations and bank security guidelines and proceduresThe
essential duties of this position have been identified to include
actions or activities that meet the definition of mortgage loan
originator (MLO) under the Secure and Fair Enforcement for Mortgage
Licensing Act (S.A.F.E Act). As such, employees may be required to
complete and maintain MLO registration through the National
Mortgage Licensing System (NMLS) as a mandatory requirement of this
position, at the discretion of the Bank.Non-Essential Duties* File
MaintenanceRequired Knowledge* Regulation CC* Regulation DD*
Regulation E (EFT)* Bank Secrecy Act* Regulation BB (CRA)*
Regulation B (ECOA)* Regulation X (RESPA)* Regulation Z (Truth in
Lending)* Regulation H (Flood Insurance)* Fair Credit Reporting
Act* UCC* General Operation* Merchants Teller Operations* New
Account Procedures* Saving Bonds Procedures* Special Collection
Procedures* Safe Deposit Box Procedures* Loan Products* Loan
Documentations* FDIC Insurance* Privacy LawsComplies with all State
and Federal Banking regulatory requirements, including but not
limited to: BSA, Anti-Money Laundering OFAC, CIP, Financial Elder
Abuse Reporting, Sexual Harassment, Information Security and
privacy requirements. This position will elevate suspicious
activity to supervisory staff and/or BSA department. Completes
compliance and other technical training workshops as assigned.Basic
Knowledge, Skills and Abilities* Time Management Skills* Clear
understanding of the English Language (Spoken & Written)* Microsoft
Office Products (Excel, Word, Outlook)* Basic Mathematics Skills*
Customer Service Skills* Strong typing skills* Critical Thinking,
Judgment & Problem Solving Skills* Ability to actively listen &
learn* Ability to use oral communication techniques to sell
products or services* Ability to respectfully communicate with
Supervisors and Co-workers* Ability to effectively deal with
unpleasant, angry or discourteous peopleEquipment Operated* Desk
Top Computers* Scanners* Standard Office Equipment (copiers, fax
machines)Physical Requirements & Work Environment* Requires
repetitive movement* Requires sitting for prolong periods of time*
Requires lifting up 10lb* Requires using hands to handle, control
or feel objects* Office setting w/controlled temperatureEducation
and Experience* High School Diploma or equivalent required* Notary
Commission* Preferred candidate must have:18 - 24 months of teller
experience within the last three years12 - 18 months of new
accounts and sales experience0 - 12 months of loan documentation
experienceAdditional Requirements:* Ability to travel to various
bank locations as needed* Some Saturday hours maybe applicableThis
job description is not intended to be all-inclusive, and employees
will be required to perform additional related work duties as
assigned by their immediate supervisor and/or management.Farmers
and Merchants Bank of Long Beach reserves the right to revise or
change job duties and responsibilities as the need arises. This job
description does not constitute a written or implied contract of
employment.
Keywords: Farmers and Merchants Bank of Long Beach, Fullerton , Lending Specialist 1, Other , Fullerton, California
Click
here to apply!
|
Didn't find what you're looking for? Search again!
Other Other JobsDeliver with DoorDash - Become a Dasher with our E-Bikes Description: Want to earn money, but don't have a car Deliver with DoorDash. We'll even set you up with an e-bikeWhat is DoorDashAvailable in over 4,000 cities in the U.S., Canada, and Australia, DoorDash is about (more...) Company: Doordash Location: San Gabriel Posted on: 01/19/2021 Deliver with DoorDash - Become a Dasher with our E-Bikes Description: Want to earn money, but don't have a car Deliver with DoorDash. We'll even set you up with an e-bike br What is DoorDash br Available in over 4,000 cities in the U.S., Canada, and Australia, (more...) Company: Doordash Location: Rosemead Posted on: 01/19/2021 High Demand For Quality Roofers - Get New Clients In Your Area Description: Over 25 million homeowners have trusted HomeAdvisor 1800Contractor to help them find quality professionals with the expertise to turn their home improvement Company: HomeAdvisor Location: San Gabriel Posted on: 01/19/2021 Deliver with DoorDash - Become a Dasher with our E-Bikes Description: Want to earn money, but don't have a car Deliver with DoorDash. We'll even set you up with an e-bike br What is DoorDash br Available in over 4,000 cities in the U.S., Canada, and Australia, (more...) Company: Doordash Location: San Gabriel Posted on: 01/19/2021 Deliver with DoorDash - No Vehicle Required. Description: Want to earn money, but don't have a car Deliverwith DoorDash. We'll even set you up with an e-bike What isDoorDash Available in over 4,000 cities in the U.S., Canada, andAustralia, DoorDash is (more...) Company: Doordash Location: San Gabriel Posted on: 01/19/2021 No car? No problem. Deliver with DoorDash on our e-bikes Description: Want to earn money, but don't have a car Deliver with DoorDash. We'll even set you up with an e-bike br What is DoorDash br Available in over 4,000 cities in the U.S., Canada, and Australia, (more...) Company: Doordash Location: San Gabriel Posted on: 01/19/2021 Make Deliveries with Our E-Bikes - Deliver with DoorDash Description: Want to earn money, but don t have a car Deliver with DoorDash. We ll even set you up with an e-bikeWhat is DoorDashAvailable in over 4,000 cities in the U.S., Canada, and Australia, DoorDash is about (more...) Company: Doordash Location: San Gabriel Posted on: 01/19/2021 No car? No problem. Deliver with DoorDash on our e-bikes Description: Want to earn money, but dont have a car Deliver with DoorDash. Well even set you up with an e-bike What is DoorDash Available in over 4,000 cities in the U.S., Canada, and Australia, DoorDash is (more...) Company: Doordash Location: San Gabriel Posted on: 01/19/2021 No car? No problem. Deliver with DoorDash on our e-bikes Description: Want to earn money, but don't have a car Deliver with DoorDash. We'll even set you up with an e-bikeWhat is DoorDashAvailable in over 4,000 cities in the U.S., Canada, and Australia, DoorDash is about (more...) Company: Doordash Location: San Gabriel Posted on: 01/19/2021 Amazon - Picker Packer - Immediate Hire (Eastvale) Description: Warehouse Team Member Part-Time, Full-Time, Flexible Hours br br Shifts: br Overnight, Day, Evening, Weekend br br Location br Eastvale, Jurupa Valley, Mira Loma br Job opportunities (more...) Company: Amazon Workforce Staffing Location: Rosemead Posted on: 01/19/2021 |